Zero Down Payment in Baytown, Texas
Meritage Homes: Southwinds in Baytown, Texas
New homes built by Meritage Homes in Southwinds Subdivison is now offering the following:
5.99 Fixed Interest Rate
Zero down payments
All closing costs paid
Lower monthly payments
No Income Limits
620 minimum credit score
2.5% New Home Buyer Credits in Baytown, Texas:
In addition to the current builder incentives from Meritage homes, buyers also get back 2.5% of the sales price from Gr8Day Realty.
How It Works
1. Our buyers do the footwork themselves, meaning, they visit the builders on their own.
2. They find the home they want to buy.
3. Let Meritage Builders know that Gr8Day Realty is their broker.
4. We contact Meritage Homes to get the process started in order to ensure buyers receive their 2.5% New Home Buyer Credit. Use the money toward closing costs or a builder upgrade or the cash back at closing.
Don’t wait any longer. Contact Gr8Day Realty today to get started! We look forward to helping you find the perfect new home for sale in Baytown, Texas.
Helpful Home Buying Info
In addition to being new home sales specialist and certified real estate negotiators we can also help with resources for movers, housekeeper, insurance companies, home inspectors, just to name a few. Visit our website, Helpful Home Buying Info,
Hassle Free Home Search
Beside looking for a hassle free way to buy a New home and get a 2.5% new home buyer credit. Look no further than Gr8Day Realty! As one of the top new home sales specialist in Texas, Gr8Day Realty can help you find a new home that meets your needs.
Single Family or Luxury
Whether you’re looking for a single-family home or a luxury estate we can help you find the right home. In addition to that we have information on inventory homes in addition to build from the ground up. Not to mention the builder incentives. Find the perfect home and get paid 2.5% of the sales price.
Biggest Investment
All things considered, buying a new home is one of the largest investments you make. Not only can we help you find a piece piece of heaven on earth we can save you a lot of money.
To sum it up we strive to make the home-buying process as straightforward as possible. As a result we have access to every new home for sale in Texas, from single-family homes to investment properties. More importantly we have in-depth knowledge of the real estate market. We are ready to help.
Let Us Be Your Eyes & Ears
Moreover, our team is professional and provide excellent service. Not to mention, we are certified new home specialist and certified real estate negotiators. Without a doubt our goal is to find you the best home with the most bang for the buck!
Additionally, no matter what type of home you’re looking for, big or small, Gr8Day Realty works with them all. We make it easy to find the perfect home in the right neighborhood, at the right price, with the right amenities. Contact us today to to find your next new home in Texas.
Suggestions to Help Improve Your Home Buying Options
Get Pre-Qualified
Unless you are paying cash you will need to get pre-approved for a home loan. Most builders offer in-house financing or have preferred lenders that can help with closing costs. Buyers will need to provide their financial information to include pay check stubs, tax returns/bank statements.
Have a Larger Down Payment Saved Up in Anticipation
Ideally buyers should have 6-10% of the home price to cover the down payment and lender required escrow money. Escrow money is money set aside to cover home owners insurance, HOA dues and title fees. Depending on the type of loan will determine how much you need to put down. There are FHA, VA and Conventional loans. The larger the down payment the less you are financing which results in lower monthly payments.
The benefit of being pre-approved is that you know, for certain, how much home you can comfortable afford.
Get Your Credit Score Up as High as You Can
The higher your credit score is, the better. Most lenders require a credit score of 620 or higher. All lenders will check your credit for a debt ratio. This is the amount of money you have coming in and the amount of money going out. They will also check for judgements (evictions, child support, bankruptcy) which can affect your ability to get a home loan.
Connect with Gr8Day Realty for On-Point Assistance
With the rising cost of housing becoming a problem across the country, the state of Texas has introduced many initiatives to assist first-time buyers and others in securing reasonably priced real estate.
If you are looking to purchase a home and are a first-time buyer or otherwise require some financial assistance, it is in your best interest to consult a reliable loan officer for down payment assistance programs.
Don’t wait any longer. Contact GR8DAY Realty today to get started! We look forward to helping you find the perfect new home for sale in Baytown, Texas.